DSCR LOANS
Qualify based on the property's income, not yours. No tax returns, no W-2s, no income verification.
We might be able to get you a better rate. Let's find out.
80%
Purchase Financing
75%
Refinance Financing
.75
Min DSCR Ratio
No W-2s
Income Docs Required
DSCR Loans
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income of the property — not your personal income. If the property's rent covers the mortgage payment, you qualify. It's that simple.
- Rates as low as 6.59%
- 1 Point
- $1,499 Underwriting Fee
- In some cases 85% LTV is possible
- Some fees might be financed
- Single-Family 1–4 Unit Residential
- Condos
- Long-Term Rentals (NO experience required)
- Vacation Rentals — Airbnb / VRBO (experience required)
- Unleased properties OK (must be rent-ready)
- Rural accepted case-by-case
- Up to 80% LTV — Purchase & Rate/Term Refi
- Up to 75% LTV — Cash-Out Refi
- No tax returns or W-2s required
- Close in as little as 21 days
- Purchase, refinance, and cash-out options
- Loan amounts up to $2M+
- Available for LLCs and corporations
- No limit on number of properties
Have questions? Call us at 720-770-3303
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